Trust, Integrity, Service

Allbright Asset Management, Inc. employs modern portfolio theory techniques which are concerned with investment analysis, portfolio design, and performance evaluation. These techniques focus on long-term (3-5 years) investment results. In considering risk that investors are willing to accept and its relationship to desired investment return, attention is placed on the total composition of a client`s portfolio to achieve desired results. We do not use the less effective and higher risk strategy which focuses on picking the best fund or the best stock. We build portfolios for our clients based on their individual objectives, time horizon and risk tolerance.*

AAMI utilizes asset allocation . Asset allocation is the process of selecting a mix of asset classes and the placement of investment money in broad asset categories. This is intended to reduce market risk while achieving investment growth.

This investment strategy has helped us succeed in generating competitive performance returns while taking less than the average market risk.

*Research has shown that 93-97% of investment returns are the result of allocation decisions rather than individual stock selection or market timing. Ellis, Charles D., Investment Policy: How to Win the Loser`s Game, Business One Irwin, Homewood, Illinois, 1985 and 1993. Roger C. Gibson, Asset Allocation: Balancing Financial Risk, Dow Jones-Irwin, Homewood, Illinois, 1990.

640 STATE ROUTE 48
FULTON, NY 13069
Tel: 315-593-6795 Fax: 315-598-1044
E-mail: Lee@Allbright-Inc.com